If you are self-employed or do not receive sickness benefit from your employer, you ought to make you own provisions - for you and the sake of your family.

We have a range of products to suit your requirements and access to a panel of leading insurance products. The volumes of business we handle, enable us to provide very competitive premiums without sacrificing on policy cover.

Typical sections of cover are:

Personal Accident

A deferment period will apply and this will vary according to your occupation.

Insurers ask for details of your medical history and any special or hazardous pursuits. These are not necessarily a bar to cover and each application is treated on its merits.

We can help and we guarantee a friendly service so please contact us.

Other Key Features and Restrictions

Physical contact sports or hazardous activities - these are more likely to lead to accidents so insurers may quote additional costs for these activities - they need to know what it is you do.

Limit on cover - Normally insurers will not offer cover for more than your net earned income. This is because the insurance is designed to replace income lost as the result of injury or illness.

Metcalfe Insurance Services
214-216 Shaw Heath
Stockport
SK2 6QZ
Quoteline 0800 594 4805

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Registered in England Reg No 4718150
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