Club insurance
Those in the trade will tell you that running a public house is a very frantic business. With all the day-to-day activities that occur, the right insurance package is crucial to assure that every eventuality is covered.
At Metcalfe Insurance Services we understand the importance of getting our customers an insurance package that suits them, that's why we tailor our public house insurance packages to each individual customer.
It's not just you and your staff that needs to be taken into account when acquiring pub insurance either; by the very nature of the business, third parties (i.e. your customers) are invited onto your premises, meaning your insurance needs to be tailored to accommodate them too.
To make matters more complex, all pubs differ in what services they provide. Apart from the basic Pub we can add all or some of the following
- Full restaurant
- Hot cooked "Pub Grub"
- Letting bedrooms
- Entertainment
- Staff or landlords private rooms
- Function room hire
- Childrens play area
Any of which change the risk and therefore the package required.
Pub insurance is vital to ensure the good operation of a successful public house. Small disruptions can cause reductions in takings, so choosing the right public house insurance cover is an essential part of running your business. When you run your own pub you need to be adequately insured without paying the top premium.
Basic areas of key importance to be insured on:
- Property Insurance
- Business Interruption
- Engineering Covers
- Theft Insurance
- Money Insurance
- Public, Product & Employers Liability
- Goods In Transit
- Theft by employee
- Fidelity Insurance
- Legal Expenses Insurance
- Personal Contents
- Guests effects
Metcalfe Insurance Services take each individual clients needs into account when setting up their Public House Insurance.
What next?
Click the 'Get a quote' button for an immediate online quote and the opportunity to purchase.
Our online quotes and our phone quotes are selected from different providers so it's worth talking to us too, we might be able to beat our own quote so ...
Is it office hours (9-5 weekdays)? Call us now on 0800 594 4800. Out of hours? Use the 'We can call you ..' form on this page and we'll call you back.
